glad I got a hefty and affordable loan before they close that off to people thankfully I had enough good credit but like felt like a financial interrogation getting it hahaha but like totally upgraded my life more got more food cache better tenants insurance a ton of stuff for my work gigs that makes it easier a few goodies for myself stocked myself up in sL and paid off 3 credit cards and a small overdraft and closed the accts and paid off a cash loan and 2 consumer product loans and two cool courses that will boost my credentials in my chosen field all for $50 more than I was paying with all that shit they say skills is like the #1 best investment not to mention a safety and emergency fund now in case I need it tucked away online like tbh a lot of those debts were ok and manageable but like the money was flying all over the place and some of it $250 was only transactional so not cash it just made for some nice surprises a few months lmao like oh yeah cant use that money cause its not good enough lol so many just cant handle this financial system usually its just a lack of cash not poor money management lol since i paid off my consumer company I now have $3200 in credit for "cool stuff" and about $1600 in cash in case I need it but will not use it lol just better of saving for things now instead of 68 payments a month hahaha

 Its nice knowing that with a super good credit score I could take out a couple loans if I really need them just paying off some rank credit cards was my #1 goal and starting to invest in crypto and stocks is gonna help too I like investing now cause you like have $4 and can launch it at your investments and never think about it I have an intermediate knowledge of finances since I have listened to hundreds of shows on the ramsey debt show so a real solid understanding of where i want to be financially hahaha so many are taking out credit to prepare for the end of the world but I have to say your needs lessen with a 3-6 month emergency food cache in case the stores close or whatever and if WW3 hits you can buy one item at a time not like 60 things in a mad rush to get yourself stocked up  but its the little things like throwing money at all aspects of your life until you see some liberation and you feel after a few thousand you like have no worries lmao its great officially not a 44 year old twink anymore have entered young daddie territory its funny passed a muscle hunk today and I did not like oggle his muscles and large cock just walked on his life is probably a mess spending all his time on his body who knows but most of them are and need that constant looks maxxing their way for their egos they are the #1 objects of rich males lol