oh yeah ramsey show decimate your credit score you dont need it do NOT go into annuities dont invest in precious metals and work as a fucken slop hound if you have no skills the preachers on that show piss me off sometimes its easy when you are worth 100 million to say all this shit but nobody wants to go around with a shit credit score no credit and no way to incur debt I like the show to listen to a ton of subjects regarding peoples debt and wealth and problems and stuff its funny but some shit I am like wtf this chick an alien like you need a fucken credit score you fucking dumb broad thankfully the jesus shit is tucked away in the last half hour lol and in the commercials but they seem to just brag about how wealthy they are then tell people to get a greeter job at wal mart or doordash and at least bring something in like I think a lot of the people that call in are totally deranged and this whole show is pretty cultish go on and on about their apps books and the baby steps to getting wealth I personally like and enjoy debt but 7 years ago I went through credit counselling and then decimated it all and lived a horrible life with abysmal credit score but I managed to pay it all off and repair it all and now have 3 credit cards and about $4k in junk that I am paying off and I would never have been able to pay cash for shit too impulsive the payments for getting 6 high priced items for the house was cheaper than a monthly gym membership just take these podcasts witha grain of salt like yeah life is nice you deffo wont care about your credit score if you have hundreds of millions of dollars lol if we switch to social credit so many will be so fucked royally lol nobodies