Ok so I know I go back and forth about megamillions but hear me out
if you did your own exhaustive accounting you would find that the most appropriate method of cashing out is via the lump sum actually many people freak out about the world even existing 30 years from now but you would be making an investment in the future...so many would cash out mega and lose out on half an annuity !!! that is a LOT !!! you could live on your own annuity system or give in to the lotteries and lose most of your controlling interest over to an annuity fund that keeps paying out for 30 yrs ! u could demand they pay you on a daily annuity of roughly $56K CAD per day citing spendthrift clause due to payout that amount for 10,095 days
A new take on investing your lottery win, the rich dont spend every penny they have once they get it so say you win $200M in the lottery -invest it with wealth management and live off the interest you will be able to live on around $980K a MONTH !!! if you cant live on that there is no saving you lol best is you still retain your principle for tough times ahead invest 100m put 80M in an annuity and 20m fun money live off a goal of 10% return in interest u can buy a monthly amount of precious metals by the time your annuity runs out you will have billions of yards of gold lmao keep investing but save ur principle they want you to spend it all at once they know your next move
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