finally can afford supplementary health insurance and I am adding on critical illness insurance for $40 a month so if I get cancer heart attack or stroke (diagnosed) I get like $25K right away this is way better than life insurance if you think about it they have an $80 plan that covers a whole whack of heart issues but as a smoker and being around chemicals I can see cancer or whatever but like supplementary health insurance pays 80% of my RX and a whole bunch of other stuff in case I get injured on the job or something