I took out a loan for about $10k and another one for $1600 I love it used about 60% of it to fund schools in a private student loan so upgrade my skills I know the interest is high at 34% for both but they still need an act of mercy to give it to anyone these days so I felt lucky it allowed me to blanket like bling out my life a lot so I am not spending so much on random shit like margarine and toiletries and got about $800 in silver between the two loans that I keep at the bank for a rainy day I may get a small gram of gold here and there who knows but like I only did this under careful observation of debt and I listened to about 500 ramsey money shows so far I kind of knew what I was getting into but for me I can manage it for now I kind of speculated on my future employment and also a disability amount I will possibly get in a few months with revenue canada of $200 a month virtually forever but like I did not do it impulsively but I listen to that debt show and realize how insanely fucked up people are with money I paid off like 5 debts and harmonized it and cut up 2 credit cards and solved 2 over drafts and it was a blessing now I have just one pretty good banks $300 credit card and will live with that now I am so happy not to have 3 credit cards hahaha but like I noticed on my 10k loan on a recent payment $46 was going to principal and like $246 to interest I was like oh thats fucken bonkersville I am personally not going to be in any trouble or anything its just funny how people are totally unaware of where they will be when they owe a $400,001 mortgage and 35 credit cards and 17 overdrafts hahaha were all screwed people the ship is burning and is being nuked right now lmao I had to be quick they will be harder to obtain soon just like with student loans and stuff people like 97% of them do not handle money well lmao oh well