I always had plans for when I had a better income eating discount organic fruit and veggies that are crowdfunded + supplemental health insurance + really great tenant insurance police + crisis subscription box that is a safety net for one month of rent and small expenses and contests every day so fun I just figure the sooner I get into this stuff the more motivated I will be to keep it with a better income and would come in handy if anything comes up accident wise or who knows so many variables with being a tenant-been shopping policies and this one health plan is like the only one you can opt out of dental cause I am on the canada dental plan anyway so that is great was like oh whats the point of all the other ones lol but like anything can happen it pays to pay them to be your safety net just so much extras like handicapped supplies private room in hospital and home nursing and other things that you may need