Pretty much almost every financial product has an act or war clause :P
its important to diversify your wealth when you do have it and put a susbstantial amount towards mobile wealth like metals and crypto see people have this false attachment to their country proceeding no problem but I live in canada and what would happen if all of a sudden we were invaded from the north and your country ceased to exist one day will you be arguing with the bank that does not exist to return all your money or will you take your 300 lbs of gold and crypto and take off for europe lol ??? you would think its smart to put all your money into investments that last like properties or annuities but this should be to the bare minimum at least 70% of your income should be mobile if need be able to be grabbed in a hurry this advice is true also for USA residents what if it just ceased to exist tomorrow due to finances? truth is many of you would be scared and so swept up into riots to actually evacuate with ur holdings which might I add skyrocket in value thru a crisis