hahaha credit score jumped by 100 pts from abysmal is now reasonably acceptable gonna get it so fucken great that there is no turning back hahaha just battled a few debts that were impacting me and my score heavily I dont really plan on borrowing more in fact I eventually want to go from a 1k credit limit down to $300 since i dont travel or do anything and am bad with money it seems like a good decision hahaha with the money I save not smoking hell no not going into crypto I am gonna spend some money I would have spent on smokes on an 1oz of silver which I can get on ebay for $40 in like 2 years it will be $100 an ounce see gold I would get nowhere like a grain or two here or there hahaha eventually want to get a few copper bars too just for fun would be really cool to have a nest egg of like 60 singular ounces of silver tucked away cash out in ten years when I need it