its ok to not be a saver !!! I mean I have tried saving to exhaustion tried putting money in a safety deposit tried getting loonies and toonies to keep on hand its like never ending but I figured its ok to not be of this mindset and when you do have your money spend it very wisely when you do have it to make sure you are ok for the long stretches and you will be fine :) keep those random goals at play and have a few subscriptions and addictions plz make urself happy that is all that matters